toggle menu
toggle menu
The Hoteliers Combined Insurance Policy is an insurance product that is designed to provide you, as a hotelier in Malta, with all your insurance requirements in one policy, offering the convenience of one renewal date, one document and one premium.

Our message is simple and clear. You need a reliable insurance plan that will protect you in your time of need.

Summary

The Hoteliers’ Combined Insurance Policy covers buildings and contents, revenue and liabilities of the hotel as well as other specified contingencies.

The policy has a wide range of covers

  • Accidental physical loss or damage to
    > Buildings and contents
    > Radios, televisions
    > Business and trade machinery
    > Glass, signs and sanitary fixtures
    > Chilled/refrigerated stock
    > Stocks in transit
    > Machinery, boiler and pressure plant (engineering)
  • Loss of rent
  • Loss of revenue following accidental physical loss or damage
  • Loss of revenue following engineering losses
  • Loss of book debts
  • Loss of money
  • Employers’ liability
  • Public and products liability
  • Motor contingent liability
  • Personal accident assault
  • Group personal accident
  • Fidelity guarantee

Extensions

THE FOLLOWING ARE NORMALLY INCLUDED AS PART OF THE STANDARD COVER OF THE POLICY

BUILDINGS AND CONTENTS

  • A seasonal increase in the stock sum insured by this section of up to 25% for a six week period as from 1 December for each policy period.
  • Employees’ effects
  • Loss of keys
  • Loss of metered water

GLASS, SIGNS, AND SANITARY FIXTURES

  • Cost of temporary repairs and / or boarding-up following breakage
  • Cost of any lettering or decoration subject to a limit of €232.94 (Lm100) during any one period of insurance
  • Accidental damage to goods incidental to the Insured’s Business caused by breakage of glass subject to a limit of €232.94 (Lm100) any one event

CHILLED / REFRIGERATED STOCK

  • A seasonal increase in the stock sum insured by this section of up to 25% for a six week period as from 1 December for each policy period.

PUBLIC AND PRODUCTS’ LIABILITY

  • All legal costs recoverable by any claimant and any other costs and expenses incurred with the written consent of the Insurers
  • Legal liability for loss or damage to the motor vehicles and / or their contents belonging to or the responsibility of guest, customers and visitors, arising out of the use of car park facilities provided by the Insured

MOTOR CONTINGENT LIABILITY

  • All legal costs recoverable by any claimant and any other costs and expenses incurred with the written consent of the Insurers

ENGINEERING

  • Reasonable additional costs incurred in effecting temporary repair or in expediting permanent repair of indemnifiable damage to Machinery
  • The cost of removal of cooling, lubricating or insulating oil, refrigerant or brine for the insured machinery following indemnifiable damage thereto

Request Call Back

Please click the button below.

Request Call Back
Our Email

Drop us a line anytime

Start Writing
Our Address

222, The Strand, Gzira GZR1022, Malta

See the Map

Motor Insurance Quotation Form













Home Insurance Quotation Form





Is the property left unoccupied for more than 90 consecutive days?


Are your premises protected by an alarm and subject to an annual maintenance contract?

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


Have you or any members of your family usually residing with you suffered any loss or damage from any cause within the past 5 years?

Travel Insurance Quotation Form











Health Insurance Quotation Form






Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


I / We do not have a pre-existing Medical Condition

I / we acknowledge that Bonnici Insurance Agency Ltd (BIA) and / or Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

Business Insurance Quotation Form







Business Details



Business Insurance Required

SMEProfessional IndemnityFire and PerilsTheftCommercial VehicleMarine CargoMoneyEmployers LiabilityPublic LiabilityElectronic EquipmentHoteliers CombinedGroup HealthContractors “All Risks”Group Personal AccidentBusiness TravelGroup Life

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?

I/we acknowledge that Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

I/we acknowledge that I/we have a right to request to and rectification of such data as processed by MMS. Any such request must further be signed by myself as the applicant/joint assured/joint holder to whom the personal data relates.

Boat Insurance Quotation Form




Wedding Insurance Quotation Form




Personal Accident Insurance Quotation Form




Professional Indemnity Insurance Quotation Form




Quotation Form