toggle menu
toggle menu
We do not consider our business to be the selling of insurance, we sell PEACE OF MIND, which is something which you simply cannot put a price on!
A business venture is an ongoing investment. Your hard-earned achievement should be accompanied by an insurance policy to safeguard yourself, your business and your employees.  The SME insurance policy is specifically tailored for the needs of small and medium enterprises and is an excellent business solution to protect your accomplishments.

 

This business insurance policy is the ideal solution for offices, catering establishments, retailers, professionals, and clinics and any other small or medium businesses which sell goods or provide services from their premises.

 

A wide range of tailor-made products to meet the insurance requirements of larger industrial risks are also available.

Full Flexibility

To increase cover limits or add on cover to suit different business’ unique needs.

ACCIDENTAL DAMAGE COVER

24/7 BUSINESS EMERGENCY ASSISTANCE

Introduction

Whether you’re a sole trader or an established company, we can assist in protecting your business from losses that may well destroy several years of hard work and cause financial hardship.  We can provide you with solutions for all your business insurance requirements.

We make it OUR business to understand YOUR business!

Summary

The SME policy provides cover for Property, Stock and other Trade Contents, Public and Products Liability, Employers Liability, Loss of Income and Loss of Book Debts, Money and Personal Accident Cover, Fidelity Guarantee, Equipment Breakdown as well as an Annual Travel Cover for the insured or any other employees.

This policy provides ACCIDENTAL DAMAGE cover in respect of your property (buildings and contents) and includes damage against:

  • Fire, lightning and explosion
  • Aircraft
  • Impact with the property insured
  • Riot, civil commotion, strike, locked-out workers, malicious persons
  • Storm, tempest or flood
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Theft or any attempt thereat
  • Hold-up by violence and/or threats of violence
  • Earthquake

Extensions

This policy has other optional sections. These include

  • Loss of Income
  • Loss of Money
  • Personal Accident Assault
  • Damage to Glass
  • Loss of Goods whilst in transit
  • Deterioration of Stock
  • Employers Liability
  • Public Liability

24/7

Our SME Insurance policy can offer you the peace of mind that is necessary for you to focus on and expand your business without fear of loss.

It includes as standard cover, the Business Emergency Assistance to cater for all business emergency needs 24 hours a day, 7 days a week! Policyholders may reach our 24/7 Call Centre on 2248 0204.

Request Call Back

Please click the button below.

Request Call Back
Our Email

Drop us a line anytime

Start Writing
Our Address

222, The Strand, Gzira GZR1022, Malta

See the Map
Branch Office

Triq Ta' L-Ibrag, Ibrag STJ03, Malta

See the Map

Motor Insurance Quotation Form













Home Insurance Quotation Form





Is the property left unoccupied for more than 90 consecutive days?


Are your premises protected by an alarm and subject to an annual maintenance contract?

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


Have you or any members of your family usually residing with you suffered any loss or damage from any cause within the past 5 years?

Travel Insurance Quotation Form











Health Insurance Quotation Form






Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


I / We do not have a pre-existing Medical Condition

I / we acknowledge that Bonnici Insurance Agency Ltd (BIA) and / or Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

Business Insurance Quotation Form







Business Details



Business Insurance Required

SMEProfessional IndemnityFire and PerilsTheftCommercial VehicleMarine CargoMoneyEmployers LiabilityPublic LiabilityElectronic EquipmentHoteliers CombinedGroup HealthContractors “All Risks”Group Personal AccidentBusiness TravelGroup Life

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?

I/we acknowledge that Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

I/we acknowledge that I/we have a right to request to and rectification of such data as processed by MMS. Any such request must further be signed by myself as the applicant/joint assured/joint holder to whom the personal data relates.

Boat Insurance Quotation Form




Wedding Insurance Quotation Form




Personal Accident Insurance Quotation Form




Professional Indemnity Insurance Quotation Form




Quotation Form