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We do not consider our business to be the selling of insurance, we sell PEACE OF MIND, which is something which you simply cannot put a price on!
A business venture is an ongoing investment. Your hard-earned achievement should be accompanied by an insurance policy to safeguard yourself, your business and your employees.  The SME insurance policy is specifically tailored for the needs of small and medium enterprises and is an excellent business solution to protect your accomplishments.


This business insurance policy is the ideal solution for offices, catering establishments, retailers, professionals, and clinics and any other small or medium businesses which sell goods or provide services from their premises.


A wide range of tailor-made products to meet the insurance requirements of larger industrial risks are also available.

Full Flexibility

To increase cover limits or add on cover to suit different business’ unique needs.




Whether you’re a sole trader or an established company, we can assist in protecting your business from losses that may well destroy several years of hard work and cause financial hardship.  We can provide you with solutions for all your business insurance requirements.

We make it OUR business to understand YOUR business!


The SME policy provides cover for Property, Stock and other Trade Contents, Public and Products Liability, Employers Liability, Loss of Income and Loss of Book Debts, Money and Personal Accident Cover, Fidelity Guarantee, Equipment Breakdown as well as an Annual Travel Cover for the insured or any other employees.

This policy provides ACCIDENTAL DAMAGE cover in respect of your property (buildings and contents) and includes damage against:

  • Fire, lightning and explosion
  • Aircraft
  • Impact with the property insured
  • Riot, civil commotion, strike, locked-out workers, malicious persons
  • Storm, tempest or flood
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Theft or any attempt thereat
  • Hold-up by violence and/or threats of violence
  • Earthquake


This policy has other optional sections. These include

  • Loss of Income
  • Loss of Money
  • Personal Accident Assault
  • Damage to Glass
  • Loss of Goods whilst in transit
  • Deterioration of Stock
  • Employers Liability
  • Public Liability


Our SME Insurance policy can offer you the peace of mind that is necessary for you to focus on and expand your business without fear of loss.

It includes as standard cover, the Business Emergency Assistance to cater for all business emergency needs 24 hours a day, 7 days a week! Policyholders may reach our 24/7 Call Centre on 2248 0204.

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Our Address

222, The Strand, Gzira GZR1022, Malta

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Branch Office

Triq Ta' L-Ibrag, Ibrag STJ03, Malta

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