Do you need Health Insurance?
Bonnici Insurance offers a variety of health insurance products at affordable prices, providing cover for treatment both in Malta and overseas, caring for you and your loved ones in the best possible manner.
Avoid waiting lists and unnecessary queues and insure your health today.
Second Opinion Service
- Fast treatment
- Your choice of consultant / specialist / surgeon
- Comfort of a private environment / room
- Health claims that may be settled directly with most hospitals, both in Malta and Overseas
Our Health Insurance policy provides three levels of cover
- Basic Scheme
- Hospital Scheme
- International Scheme
The BASIC SCHEME and the HOSPITAL SCHEME are designed to provide cover in Malta only. However if you or members of your family require emergency treatment whilst overseas, then the scheme will cover the eligible cost of treatment up to the same level as what would have been paid had the same treatment been received in Malta. The INTERNATIONAL SCHEME provides cover on a worldwide basis except USA and Canada.
When the following low cost options are selected, the premium will be considerably reduced
- Basic Scheme (In-Patient cover only)
- Hospital Scheme (In-Patient cover only)
These two variations provide full insurance protection for hospitalisation as an in-patient. Although these options do not cover out-patient treatment and consultations, they do provide cover for costly in-patient treatment, giving you the peace of mind that you deserve.
Enjoy further reductions in your premium by applying for a voluntary excess of 10% or 20%
Group Health Insurance improves and strengthens the employee/employer relationship. It can also help attract and retain quality staff. Contact us for further details.
As part of the continuous lookout for additional services that can be offered at no additional cost, arrangements have been made with We Care Company Ltd, whereby persons insured by certain Middlesea Health Insurance Schemes will be eligible for special discounts on the various services provided by We Care.
This company offers amongst other things, Care Workers, Specialised Tutors, Counsellors, nurses, occupational therapists, psychologists, psychotherapists, physiotherapists, speech language pathologists and social workers.
These three new benefits are available to all new and existing clients depending on the level of cover selected. Both Mediphone and Second medical opinion service is provided at no charge on policyholders having a Hospital or International policy. Policyholders on a lower level of cover may however purchase these additional benefits at a nominal premium. We Care benefits shall be available at no charge to all our Health clients.
- Download Policy Document
- Download Claim Form
- Download Proposal Form
- Digital Proposal Form
- BOV Group Health Insurance Proposal Form
- Table of Benefits – Family Health Scheme
- Table of Benefits – In-Patient cover only
- Table of Benefits – In-Patient and Out-Patient cover
- Schedule of Professional Healthcare Fees
- Basic Scheme Product Information Document
- Hospital Scheme Product Information Document
- International Scheme Product Information Document