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Bonnici Insurance offers a variety of health insurance products at affordable prices, providing cover for treatment both in Malta and overseas, caring for you and your loved ones in the best possible manner.


Avoid waiting lists and unnecessary queues and insure your health today.

Group Health Insurance improves and strengthens the employee/employer relationship.  It can also help attract and retain quality staff.  Contact us for further details.


24-hour telephone medical advice service which allows clients to contact a doctor who can offer guidance in the event of any health-related circumstance. This comprises an extensive selection of services such as sending a doctor, nurse and medication to the Insured’s home and putting them in contact with specialists. This service is provided by Middlesea Assist. The 24/7 Mediphone number is  2248-02018 .

Second Opinion Service

Most Schemes now include an exclusive Second Medical Opinion Service program.  If you are diagnosed with a serious illness and would like to get further confirmation, this program gives you access to a network of acknowledged Top Medical Experts in Europe. 



  • Fast treatment
  • Your choice of consultant / specialist / surgeon
  • Comfort of a private environment / room
  • Health claims that may be settled directly with most hospitals, both in Malta and Overseas

Health Schemes

Our Health Insurance policy provides three levels of cover

  • Basic Scheme
  • Hospital Scheme
  • International Scheme

The BASIC SCHEME and the HOSPITAL SCHEME are designed to provide cover in Malta only.  However if you or members of your family require emergency treatment whilst overseas, then the scheme will cover the eligible cost of treatment up to the same level as what would have been paid had the same treatment been received in Malta.  The INTERNATIONAL SCHEME provides cover on a worldwide basis except USA and Canada.

Cost-reducing Options

When the following low cost options are selected, the premium will be considerably reduced

  • Basic Scheme (In-Patient cover only)
  • Hospital Scheme (In-Patient cover only)

These two variations provide full insurance protection for hospitalisation as an in-patient.  Although these options do not cover out-patient treatment and consultations, they do provide cover for costly in-patient treatment, giving you the peace of mind that you deserve.

Further Flexibility

Enjoy further reductions in your premium by applying for a voluntary excess of 10% or 20%

Group Health

Group Health Insurance improves and strengthens the employee/employer relationship.  It can also help attract and retain quality staff.  Contact us for further details.


We Care

As part of the continuous lookout for additional services that can be offered at no additional cost, arrangements have been made with We Care Company Ltd, whereby persons insured by certain Middlesea Health Insurance Schemes will be eligible for special discounts on the various services provided by We Care.

This company offers amongst other things, Care Workers, Specialised Tutors,  Counsellors, nurses, occupational therapists, psychologists, psychotherapists, physiotherapists, speech language pathologists and social workers.

These three new benefits are available to all new and existing clients depending on the level of cover selected. Both Mediphone and Second medical opinion service is provided at no charge on policyholders having a Hospital or International policy. Policyholders on a lower level of cover may however purchase these additional benefits at a nominal premium. We Care benefits shall be available at no charge to all our Health clients.

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Our Address

222, The Strand, Gzira GZR1022, Malta

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Branch Office

Triq Ta' L-Ibrag, Ibrag STJ03, Malta

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