toggle menu
toggle menu

Day-case & In-patient Treatment

 Basic Scheme
(In-Patient
Cover Only)
Hospital Scheme
(In-Patient
Cover Only)
Hospital accommodation, including Intensive
care; nursing care and ward prescribed drugs
Up to €175 per night
Maximum 5 nights per episode
Up to €120 per episode for Day Surgery
Full Refund
Parent accommodation - staying with a child under 14 Up to €24 per night. Maximum 5 nights per episode Full Refund
Operating theatre charges, drugs and surgical dressings; eligible prosthesis Per Operation up to:
Major: €350
Intermediate: €240
Minor: €120
Eligible prosthesis: €338
Full Refund
Surgeons' and Anaesthetists' fees for surgical operationsPer Operation up to:
Major: €940
Intermediate: €700
Minor: €350
Full Refund
Consultant Physicians visits and medical consultations Up to €60 per day. Maximum 6 days per episode Full Refund
Pathology, radiology, diagnostic tests and physiotherapy Up to €165 per policy year Full Refund
Computerised Tomography Scan
(C.T. Scan) and Magnetic Resonance Imaging (MRI)
Up to €165 per episode Full Refund
Psychiatric, Nervous
And Mental conditions
Up to €175 per night. Maximum 5 nights per episode Full Refund

Cancer Treatment

 Basic Scheme
(In-Patient
Cover Only)
Hospital Scheme
(In-Patient
Cover Only)
Oncologist fees for all the active phase of
the cancer treatment and hospital charges
for cancer tests and drugs, including chemotherapy and radiotherapy for each course of treatment
Up to €175 per night.
Maximum 5 nights for each course of treatment
Full Refund

Other Benefits

Emergency Road Ambulance

 Basic Scheme
(In-Patient
Cover Only)
Hospital Scheme
(In-Patient
Cover Only)
Emergency local road ambulance Up to €600 per policy year Up to €600 per policy year

Cash Benefits

 Basic Scheme
(In-Patient
Cover Only)
Hospital Scheme
(In-Patient
Cover Only)
Cash Benefit - for treatment received in a State or Private
hospital for a medical condition as a non-paying patient
€24 per night for up to 40 nights each policy year €35 per night for up to 40 nights each policy year
Day-case - following day surgery as a non-paying patient €24 per episode €24 per episode

Funeral Expenses

 Basic Scheme
(In-Patient
Cover Only)
Hospital Scheme
(In-Patient
Cover Only)
Cover for funeral expensesUp to €1,200Up to €1,200
Annual overall Maximum payable per person€120,000 €120,000

Purpose of policy

The purpose of the policy is to provide cover for the customary and reasonable fees of recognised Treatment, which is medically necessary for acute medical conditions and injuries.

This policy is not intended to cover experimental or unproven Treatment, but should such situations arise we will discuss these with the beneficiary’s specialist and decide whether the cost of the proposed Treatment is covered. Claims will be paid for those items specified in the policy benefits (up to the amounts stated, if applicable).

The Middlesea Health Insurance Basic and Hospital Schemes will provide cover for Treatment received in the Maltese Islands only, however, if the insured or a member of his family requires emergency Treatment whilst he / she are outside of the Maltese Islands, then the Middlesea Health Insurance Basic and Hospital Schemes will cover the cost for the Treatment received up to the same level as what would have been paid had the same Treatment been received in Malta.

The Middlesea Health Insurance International Scheme will provide cover for Treatment received in Malta and Worldwide excluding USA and Canada.

Request Call Back

Please click the button below.

Request Call Back
Our Email

Drop us a line anytime

Start Writing
Our Address

222, The Strand, Gzira GZR1022, Malta

See the Map
Branch Office

Triq Ta' L-Ibrag, Ibrag STJ03, Malta

See the Map

Motor Insurance Quotation Form













Home Insurance Quotation Form





Is the property left unoccupied for more than 90 consecutive days?


Are your premises protected by an alarm and subject to an annual maintenance contract?

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


Have you or any members of your family usually residing with you suffered any loss or damage from any cause within the past 5 years?

Travel Insurance Quotation Form











Health Insurance Quotation Form






Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?


I / We do not have a pre-existing Medical Condition

I / we acknowledge that Bonnici Insurance Agency Ltd (BIA) and / or Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

Business Insurance Quotation Form







Business Details



Business Insurance Required

SMEProfessional IndemnityFire and PerilsTheftCommercial VehicleMarine CargoMoneyEmployers LiabilityPublic LiabilityElectronic EquipmentHoteliers CombinedGroup HealthContractors “All Risks”Group Personal AccidentBusiness TravelGroup Life

Do you have other current policies with Bonnici Insurance Agency / Mapfre Middlesea plc?

I/we acknowledge that Mapfre Middlesea plc (MMS) may process the personal data that I/we provide in accordance with the Data Protection Act (Cap 440) and with the Data Protection Policy of the Company.

I/we acknowledge that I/we have a right to request to and rectification of such data as processed by MMS. Any such request must further be signed by myself as the applicant/joint assured/joint holder to whom the personal data relates.

Boat Insurance Quotation Form




Wedding Insurance Quotation Form




Personal Accident Insurance Quotation Form




Professional Indemnity Insurance Quotation Form




Quotation Form