How organised are you? Are you up-to-date with an inventory (including photos & serial numbers) of your valuables? When was the last time you took your diamond ring to be examined professionally and valued correctly?

Did you perhaps treat yourself to a new gadget last Christmas? Did you know that you can include your new laptop / smartphone / tablet with the contents section of your home policy.

Unfortunately most people put these things off for another day, but what if today is the day that the unfortunate happens… Whether it is for insurance purposes or not, it’s important to keep an updated inventory.  Of course it is just as important to have a home insurance policy which includes contents!   Apart from a 10% discount on both your car and home policy, the enhanced cover entitles you to a standard excess waiver on your motor policy.